Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving First Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of First Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. First Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.
For most people, mortgages are a part of life - if you want to buy a home, you're likely to need a mortgage. We work hard to make sure your mortgage fits your long-term financial goals. We want you and your family to have a strong foundation to build your future on.
Click here to apply online
Fixed-rate mortgages give you the peace-of-mind knowing your monthly principal and interest payments will not change. With the added convenience of an escrow account you'll never have to worry about a large tax or insurance bill. Loans are available for up to 95% of your homes value.
An adjustable rate mortgage has a lower interest rate that is fixed for an initial period and then adjusts based on financial market conditions. During the initial period, an ARM typically has a lower interest rate than a comparable fixed-rate mortgage, so you can save on your monthly payments during the early years of your loan term.
FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan. FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs all in one loan. With the added benefit of low down payment requirements and the option to receive the down payment from a family member, FHA loans are one of the most readily available mortgages today.
With the Condo market being so unique, our goal is to help with financing within the Dalton and Calhoun Markets. We are offering a 3/1 Adjustable Rate Mortgage up to 30 year terms at a 95% loan. With this you have the satisfaction of having a fixed rate for the first three years.
A vacation home can be a good investment, provide rental income and provide a tax deduction. It can even turn into your year-round home after you retire. Investment property loans can be structured in many different ways. Our goal is to find the right mortgage for your needs and long-term goals.
For home buyers who need financing to purchase more expensive property or investment-minded buyers who can make a large purchase, but want to leverage their assets more effectively, a jumbo mortgage might be right for you. Contact our mortgage department today.
Our experienced mortgage officers will take the time to understand your specific home mortgage needs. In addition to the mortgage loans above, First Bank also offers the following loan types:
Applying for a First Bank mortgage is easier than ever. Click here to get started.
Looking for a Loan?
Our loan decisions are made locally by people you know and trust.
Learn More »
We are proud to offer ScoreCard rewards with all our credit and debit cards.
Learn More »
To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.
To report a lost or stolen Visa credit card call 1-800-423-7503.
24 Hour Telephone Banking Access:
© Copyright 2017 First Bank of Dalton.
Download Acrobat Reader | Sitemap