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Personal Checking

With a variety of custom checking products, we're sure to have the perfect account for your personal checking needs. Having trouble deciding? Click here for our convenient comparison chart.

FIRST Value Checking

Just like the name implies, a valuable account that will handle your everyday banking needs. No monthly fee or minimum balance required. This is also a great checking account for our students.

  • FREE online banking with bill pay and mobile banking
  • FREE AnyTime Access Telephone Banking
  • FREE ATM/Debit card
  • ScoreCard Reward points earned with every signature debit transaction
  • Unlimited check writing privileges
  • Paper statements available for a small fee 

Interest Checking

The right account for individuals who desire an interest bearing account with a low monthly fee.

  • FREE paper statements (check images available for a small fee) 
  • FREE online banking with bill pay and mobile banking
  • FREE AnyTime Access Telephone Banking
  • FREE ATM/Debit card
  • ScoreCard Reward points earned with every signature debit transaction
  • Unlimited check writing privileges
  • Maintenance fee can be avoided by maintaining a low minimum balances 

FIRST Elite Checking

The premier account that offers all the services you need and expect from your checking account.

  • FREE paper statements with printed check images
  • FREE online banking with bill pay and mobile banking
  • FREE AnyTime Access Telephone Banking
  • FREE ATM/Debit card
  • ScoreCard Reward points earned with every signature debit transaction
  • FREE cashier checks
  • Competitive interest rates that increase with higher balances
  • Higher interst rates on First Bank of Dalton CD's
  • Lower interest rates on First Bank of Dalton credit card accounts*
  • Discount on First Bank of Dalton safe deposit box rental
  • Maintenance fee can be avoided by maintaining a low minimum daily balance

*subject to credit approval

FIRST Elite Gold Checking

This valuable account is reserved exclusively for our customers that have celebrated 50 birthdays. Enjoy all of the benefits of our First Elite account plus added benefits designed specifically for you.

  • FREE 3 X 5 safe deposit box or discount on larger boxes (subject to availability)
  • Monthly fee waived if minimum balances are maintained in the account or paired with a savings or CD product
  • Bonus travel discounts
  • FREE paper statements with imaged checks
  • FREE cashier checks
  • FREE $10,000 accidental death insurance policy
  • No penalty for early withdrawal on a CD for medical reasons

Overdraft Protection

Enjoy peace of mind with one of our overdraft protection products on any of our personal checking accounts. Subject to qualifications and restrictions, ask one of our friendly bankers today.

All personal checking accounts require a $100 minimum deposit to open. Receive complimentary notary service, fax service, and copies with all First Bank of Dalton personal checking accounts.

Comparison Chart

 

 

First Value Checking

Interest Checking

First Elite Checking

First Elite Gold

Best if you want:

Convenient access to your money without the concern of monthly fees

A good account for individuals who desire an interest bearing account with a low fee

Our premier checking account earning competitive interest with an extensive list of bonus features

An interest bearing account with added benefits exclusively for our customers in their prime

FREE debit card

X

X

X

X

FREE online banking

X

X

X

X

FREE online bill pay

X

X

X

X

FREE AnyTime Access Telephone Banking

X

X

X

X

FREE ATM/debit card

X

X

X

X

FREE mobile banking

X

X

X

X

FREE paper statements

 

X

X

X

Interest bearing

 

X

X

X

Imaged checks included with paper statement

 

 

X

X

Premium relationship discounts

 

 

X

X

Rate bonuses for other deposit products

 

 

X

X

Reduced credit card rates

 

 

X

X

Early CD cash-outs for medical reasons

 

 

X

X

Minimum Opening Deposit

$100

$100

$100

$100

Minimum balances to avoid fee

N/A

$1,000 minimum daily

$2,400 average ledger

$6,000 minimum daily

$9,000 average in all FBD accounts

$3,000 minimum daily

$9,000 average in all FBD accounts

Account Maintenance Fee

N/A

$9

$12

$12

 

  

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.  To report a lost or stolen Visa credit card call 1-800-423-7503.

For more information regarding FDIC insurance coverage visit www.fdic.gov.
 
Main Office Phone: 706-226-5377
Mailing Address:  PO Box 459 Dalton GA 30720
© Copyright 2014 First Bank of Dalton.