Personal
       Checking
       Savings & Money Markets
       CD's & IRA's
       Personal Loans
       Home Equity
       Mortgage Services
       Visa Credit & Debit
       Elite Services
Business
       Checking
       Savings, CDs & Money Markets
       Business Loans
       Business Services
Your Bank for Life
       What Is Your Bank For Life?
       Community Events
About Us
       Welcome Letter
       Locations & Hours
Privacy & Security
       E-Banking Tips
       Verifying Your Identity
       Error Resolution

Reward Cards from First Bank of Dalton

First Bank of Dalton is proud to offer Score Card rewards with all of our credit and debit cards. For every purchase made using your debit card with your signature, and every credit card purchase, you earn valuable bonus points that may be redeemed for brand-name merchandise and exciting travel awards. Earning points is easy. Simply select credit when using your Visa check card and credit card when making everyday purchases. To check your point total, see a complete list of awards, and redeem bonus points for gifts or travel, visit www.scorecardrewards.com or click on the Score Card button on the right hand side of the website. Multiple credit and debit cards can be linked for even more earning power.

Visa® Credit Card

With world-wide acceptance, convenient on-line access to your account, and First Bank of Dalton's elite customer service, can there be any choice other than a First Bank of Dalton Visa Credit Card. With a First Bank of Dalton Visa Credit Card, you are automatically enrolled in the rewards program. To apply simply stop in any of our branches and fill out a short application. The approval process takes minutes, and you will receive your card within 5 to 7 business days.

Competitive annual percentage rate
Make payments or inquiries at any of our branches
View accounts and make payments online
Local customer service with 24 hour account access.
To report a lost or stolen Visa Credit card please call 1-800-325-3678

Visa® Check Card

Convenient access to your accounts is as easy as a swipe of the card. Visa Check Cards offer the same world-wide acceptance as a Visa Credit Card, with the added benefit of allowing you instant world-wide access to your First Bank of Dalton accounts.

Use where the Visa® logo is displayed
Use where the HONOR® (now STAR®), CIRRUS®, or PLUS® logo is displayed
Use as an ATM Card
Use as a Debit Card
Use as a Check Card
Qualifying customers receive unlimited options for daily purchases
Transactions automatically deducted from your checking account
Transactions appear on your monthly statement
No checks to write
To a report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044. To report a lost or stolen Visa credit card call 1-800-423-7503.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.