Personal Savings & Money Markets
There are many reasons to save, a down payment on a home, a child's education, retirement, a vacation or just a rainy day. Saving is a smart habit and we have the best options to get you started right. Click here for a convenient comparison chart.
Minor Savings
A great teaching tool that demonstrates the value of saving to children in an easy to manage format for parents.
- No service charge for children under the age of 18
- Free online banking
- Parental link for additional control of the account
Regular Savings
This account is the foundation of any financial plan and the best place for Christmas, new car, or just a rainy day fund.
- Competitive rates that increase with higher balances
- No service charge if minimum balance is maintained
- Free Internet banking and bill pay
- Free paper statements
- 3 free withdrawals per quarter ($2.00 per additional withdrawal)
- Interest credited quarterly
- No maintenance fee if minimum balance of $100 maintained (otherwise $6.00) per quarter
- No service charge for those under age 18 regardless of balance
Personal Money Market
Earn a higher rate of return on your savings balances. This account is designed for those individuals that only need a limited access to funds and wish to enjoy a higher rate of return.
- Six free withdrawals per statement cycle
- Interest is credited monthly to the account
- Free online banking
- Free imaged statements
- Maintenance fee is waived if a minimum balance is maintained
First Elite Money Market
Enhance your investment options with this high interest tiered rate account. This account is ideal if you maintain a high savings balance and desire a premium rate.
- Tiered investment rate tied to the 90 day U.S. Treasury rate (adjusted monthly)
- Maintenance fee is waived if a minimum balance is maintained
- Six free withdrawals per statement cycle
- Interest is credited to the account monthly
- Free imaged statements
- $10,000 minimum deposit to open
| Minor Savings |
Regular Savings |
Money Market |
First Elite Money Market |
| A great account to teach your children to save |
A basic savings account earning a competitive interest rate |
A competitive interest rate with limited check writing privileges |
Premium rates for customers who maintain higher balances in their accounts |
| $100.00 |
$100.00 |
$1,000.00 |
$10,000.00 |
| N/A |
No service charge if $100 minimum balance is maintained |
No service charge if $1,000 minimum balance is maintained |
No service charge if $10,000 minimum balance is maintained |
| 6 free withdrawals per statement cycle |
6 free withdrawals per statement cycle |
6 free withdrawals per statement cycle |
6 free withdrawals per statement cycle |
| Competitive rates tiered based on balance |
Competitive rates tiered based on balance |
Competitive Interest Rates |
Higher interest rates determined by balances |