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Personal Savings & Money Markets
 

There are many reasons to save, a down payment on a home, a child's education, retirement, a vacation or just a rainy day. Saving is a smart habit and we have the best options to get you started right. Click here for a convenient comparison chart.

Minor Savings

A great teaching tool that demonstrates the value of saving to children in an easy to manage format for parents.

  • No service charge for children under the age of 18
  • FREE online banking
  • Parental link for additional control of the account

Regular Savings

This account is the foundation of any financial plan. Start saving for your rainy day, Christmas, new car, or any other large purchase that you need to fund over time.

  • Competitive rates that increase with higher balances
  • No service charge if minimum balance is maintained
  • FREE Internet banking and bill pay
  • FREE paper statements 
  • Six free withdrawals per quarter ($2.00 per additional withdrawal)
  • Tiered interest rate 
  • Interest credited quarterly 
  • No maintenance fee if minimum balance of $350 maintained (otherwise $7.00) per quarter
  • No service charge for those under age 18 regardless of balance 

First Elite Money Market

Enhance your investment options with this high interest tiered rate account. This account is ideal if you maintain a high savings balance and desire a premium rate.

  • Tiered investment rate tied to the 90 day U.S. Treasury rate (adjusted monthly)
  • Maintenance fee is waived if a minimum balance is maintained
  • Six free withdrawals per statement cycle
  • Interest is credited to the account monthly
  • Free imaged statements 
  • $2,500 minimum deposit to open 

 Comparison Chart

 

Minor Savings Regular Savings First Elite Money Market
A great account to teach your children to save A basic savings account earning a competitive interest rate Premium rates for customers who maintain higher balances in their accounts
$100.00 minimum deposit to open $2,500.00 minimum deposit to open
N/A No service charge if $350 minimum balance is maintained. $7 maintenance fee otherwise. No service charge if $2,500 minimum balance is maintained. $25 maintenance fee otherwise.
6 free withdrawals per statement cycle 6 free withdrawals per statement cycle 6 free withdrawals per statement cycle
Competitive rates tiered based on balance Competitive rates tiered based on balance Higher interest rates determined by balances

 

  

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.  To report a lost or stolen Visa credit card call 1-800-423-7503.

For more information regarding FDIC insurance coverage visit www.fdic.gov.
 
Main Office Phone: 706-226-5377
Mailing Address:  PO Box 459 Dalton GA 30720
© Copyright 2014 First Bank of Dalton.