Personal Checking

With a variety of custom checking products, we're sure to have the perfect account for your personal checking needs. Having trouble deciding? Click here for our convenient comparison chart.

Student Checking

An economical checking solution designed around the needs of today's busy student.

• No minimum balance 
• No monthly fee 
• First order of checks free
• Parental link to account for easy access, even for students away at college 

Free Personal Checking

Just like the name implies. A basic account designed to handle your everyday banking needs. No monthly fee or minimum balance required.

• Free paper statements
• Non-interest bearing  
• Free online banking
• Free Anytime Access telephone banking
• Unlimited check writing privileges
• Free ATM/Debit Card 

First Elite Checking

The premier account that offers all the services you need and expect from your checking account.

• Competitive interest rates that increase with higher balances
• Free paper statements with imaged checks
• Special personalized club checks. First order free.
• Discounts on other bank services and higher interest rates on our CD products 
• Free cashier and traveler's checks
• Payment card protection
• Key ring protection
• Medical emergency data card
• $10,000 24-hour accidental death and dismemberment insurance
• Bonus travel
• Travel savings
• Sojourns magazine subscription
• Savers Club Book
• Free online banking
• Free Anytime Access Telephone Banking
• 24-hour ATM convenience

First Elite Gold Checking

This valuable account is reserved exclusively for our customers that have celebrated 50 birthdays. Enjoy all of the benefits of our First Elite account plus added benefits designed specifically for you.

• Free 3 X 5 safe deposit box or discount on larger boxes (subject to availability)
• Monthly fee waived if minimum balances are maintained in the account or paired with a savings or CD product
• Bonus travel discounts
• Free paper statements with imaged checks
• Free cashier and traveler's checks
• Free $10,000 accidental death insurance policy
• No penalty for early withdrawal on a CD for medical reasons

Overdraft Protection

Enjoy peace of mind with one of our overdraft protection products on any of our personal checking accounts. Subject to qualifications and restrictions, ask one of our friendly bankers today.

All personal checking accounts require a $100 minimum deposit to open. Receive complimentary notary service, fax service, and copies with all First Bank of Dalton personal checking accounts.

Comparison Chart