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Business Services

Running your business effectively means having access to the right tools. Our comprehensive range of business services can help you maximize efficiency and reduce costs. Plus, our local banking professionals have the knowledge and experience to provide prompt and accurate services for your business.

Visa Credit Cards*

Enjoy all of the privileges of one of the most accepted cards around the world with First Bank of Dalton's elite customer service right at your fingertips. With a First Bank of Dalton Business Visa, you will have the ability to supply as many employees as you need credit cards, receive individual statements on each card holder and a summary statement for the entire business, and you control the card limit for each employee.

  • Competitive annual percentage rate
  • Make payments at any of our branches
  • View accounts and make payments online
  • Local customer service with 24 hour account access
  • Annual statements available

Merchant Services

We know that processing credit and debit card transactions is a very important part of operating a successful company. This is why we provide our customers with the latest technologies in merchant card processing at the lowest possible cost. With this service you'll receive:

  • Credit and debit card transaction processing for Visa, Mastercard, American Express and Discover card
  • Telephone processing
  • Point-of-sale processing with state of the art terminals
  • Online merchant account access
  • A variety of options to lease or purchase equipment
  • An experienced local contact to service your account

Remote Deposit Capture

Expedite access to your funds and improve productivity by scanning and depositing checks from your business location. All you need is a PC and high-speed internet connection. Benefits include:

  • Access to your funds the next business day when checks are scanned and deposited by 6:00 PM
  • Reduced paperwork associated with deposits and transfers
  • Reduced travel time and transportation risk
  • Simple deposit process with basic internet browser knowledge

Direct Deposit

We understand that your employees are a critical component of your business and we offer direct deposit to help you streamline your operations and provide an important service most employees have come to expect.

  • Reduce the time and expense of manual payroll checks
  • Reduce the risk associated with paper checks
  • Online system allows you to maintain control over your payroll system

Wire Transfers
Visa Check Cards
Cashier's Checks
Online Banking
Online Billpay

*Subject to approval

 

 

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.  To report a lost or stolen Visa credit card call 1-800-423-7503.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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