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Business Loans

As a community bank we are committed to the growth and prosperity of businesses in our community. We offer many types of specially designed loans for all types of organizations. From small businesses to large, business owners can feel confident that First Bank of Dalton will professionally handle their loan requests. Consult with one of our commercial loan officers for further information.

Business Lines of Credit

From a sole proprietorship to a large corporation, businesses run on their ability to generate cash flows. First Bank of Dalton has an experienced staff of lenders that will take the time to learn your cash cycle and customize a line of credit to suit your business's needs.

  • Competitive rates
  • Secured and unsecured lines available
  • Can be set up to sweep to and from one of our business deposit products
  • Open lines for cash flow needs or closed lines for construction purposes

Business Loans

From financing the purchase of a business, to expanding your existing operations, First Bank of Dalton can develop a customized solution designed to fit your specific needs.

  • Competitive rates
  • Secured and unsecured loans available
  • Flexible repayment structures designed to fit your needs
  • Small Business Administration (SBA) approved lender
  • USDA Business and Industry loan approved lender

To report a lost or stolen Visa check card or ATM card during non-banking hours, please call 1-800-500-1044.  To report a lost or stolen Visa credit card call 1-800-423-7503.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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